At Team Jerry Pounds, we understand that buying a home is one of the most significant financial decisions you'll ever make. With 30+ years of experience in the mortgage industry, we know first hand that understanding the mortgage process in Pittsburgh can make the journey smoother. Here’s what to expect at each stage of the loan approval process when purchasing a home in Pittsburgh.

Applying for a mortgage in Pittsburgh is a big step toward homeownership. At Team Jerry Pounds, we know sometimes life gets in the way and things don’t always go as planned. If your mortgage application is denied, don’t panic—it’s not the end of the road. Understanding the reasons for the denial and taking proactive steps can help you get approved in the future. Here’s what you should do next.

Our financial system isn’t perfect, and of course, that includes the mortgage industry. Innovations in artificial intelligence (AI) are one avenue through which mortgage professionals hope to create change, but is machine learning really a panacea for issues like inequality, inequity, and red tape in the mortgage industry?

Are you considering buying your first home? Maybe you’ve already purchased your Pittsburgh property and are wondering how you can climb the property ladder. A starter home is not just a stepping stone; it can be a smart way to begin building your financial future. Whether you’re a first-time buyer or looking to transition from renting, a starter home offers unique opportunities to grow your wealth over time. Let’s explore how it works.

As a seasoned mortgage wealth advisor and lifelong Pittsburgh native, I’ve had the privilege of guiding clients through the highs and lows of the financial landscape. One thing I’ve learned in my decades of experience? Your mortgage is not a "set-it-and-forget-it" deal. Just like your annual physical with your doctor keeps your health on track, an Annual Mortgage Physical ensures your financial health remains in peak condition.

But what exactly is an Annual Mortgage Physical? Let me break it down.

Whether you’re new to Pittsburgh or have lived here for decades, the city’s vibrant food scene is a reminder of why finding a home in Pittsburgh is so special. These Winter Restaurant Week deals showcase the charm and diversity of our neighborhoods and why Pittsburgh is a place worth calling home. Let’s explore some standout offers and how they can make this season even more memorable.

If my years in the mortgage business have taught me anything, it’s that a home is more than just four walls and a roof. A home is about finding your place in a city and making memories with loved ones in a space you feel safe. The numerous, creative and family-friendly holiday events in Pittsburgh are some of the best ways to spend time with the whole family this season.

I’ve compiled a list of some of my favorite family-friendly holiday events in Pittsburgh this year– so you can start making those cherished memories in your home and beyond.

As a mortgage wealth advisor with over 30 years of experience helping homeowners in Philadelphia, I've seen firsthand how a mortgage refinance can save you money. One of the benefits many people overlook is the tax deduction available for mortgage interest. In this post, I’ll explain how to claim your mortgage refinance tax deduction and why you should keep it in mind if you want to maximize your mortgage refinance tax benefits.

Over the course of my 30 years in the mortgage industry, I’ve seen how the right guidance can transform the homebuying experience. Many people think of mortgage wealth advisors simply as intermediaries who help secure loans. However, a mortgage wealth advisor brings knowledge and strategic planning to the table that can significantly enhance your financial journey.

As someone who has spent over 30 years navigating the ever-changing landscape of home financing, there is one conversation I always have to address first: Is it better to rent or own a home? What are the advantages of homeownership? Both options have their merits, but the right choice for you depends on your unique situation. Let’s break down the pros and cons of renting versus owning.

As Halloween approaches, spooky sites have begun popping up all over the city. New to PGH? Looking for a thrilling way to spend the weekend? Check out these haunted attractions near Pittsburgh!

As a mortgage expert with more than 30 years experience, I often emphasize the importance of your dream home- but it’s about more than just the brick and mortar. It’s about feeling connected to your community and creating unforgettable family experiences. This fall, take advantage of all that Pittsburgh has to offer and make some new memories in these apple orchards near Pittsburgh. Let’s get local!

In my three decades of experience, I’ve seen how knowledge is power in the world of home loans. It’s common to feel lost trying to juggle all the jargon and mortgage rate terminology that comes along with the mortgage process. So, I’m here to clear up the confusion! Here are some common mortgage terms you’ll encounter and what they really mean. From the meaning of escrow to underwriting, I’ve got you covered.

As a mortgage loan expert with over 30 years in the industry, I know firsthand how important your credit score is to the mortgage process. Whether you’re aiming to buy your first house or looking to refinance, I’ll explain the key strategies for building credit that have helped my clients achieve their goals.

Buying a home is a significant milestone, and having a clear, comprehensive checklist can streamline the process and help you avoid pitfalls. No need to search all corners of Reddit to find a homebuying guide- we’ve got everything you need here. As a mortgage loan expert with over 30 years of experience in the industry, I've seen firsthand how crucial it is to follow a well-structured plan. Over the years, I’ve helped hundreds of first time home buyers, veterans, and even unhoused individuals find a new home.

In my 30+ years as a mortgage expert, I have seen just how joyful it is for homebuyers to find their perfect new home. During my career, I’ve observed a growing trend: more homebuyers are setting their sights on Pittsburgh. Pittsburgh is one of the best cities for first time home buyers and first home mortgages because of the affordable lifestyle the city offers. Pittsburgh’s real estate market outlook has been steady for years, and the city has much to offer newcomers. Let’s dive into why Pittsburgh could be the perfect place for you to call home.

As Juneteenth approaches, it serves as a powerful reminder of the ongoing struggle for equality faced by African Americans and other minority communities. As a mortgage wealth advisor who is part of the LGBTQ+ community, I understand the unique support that underserved communities need. Our work in Pittsburgh—a diverse and welcoming city—demands a renewed focus on addressing racial disparities in the housing market to ensure everyone has an equal opportunity to own a home.

As a mortgage wealth advisor with over 30 years of experience, I've witnessed significant changes in the housing market, especially regarding the rights and experiences of LGBTQ+ homebuyers. While progress has been made, it's crucial to be aware of the unique challenges and protections in place for LGBTQ+ individuals. Let's explore some key facts and insights to help you navigate the homebuying process with confidence.

There are millions of military veterans and active-duty service members in our country, but very few of them take advantage of Veterans Affairs (VA) benefits to buy or refinance their homes. In my experience, many veterans don’t know enough about the extensive benefits available to them, or think it’s a complex process.

However, working with a knowledgeable lender can simplify the process significantly. Here are five important things to know about VA loans…

As a mortgage loan officer, I often find that potential homebuyers aren’t exactly eager to understand the nuances of the process, especially when it comes to pre-approval and pre-qualification. These terms are commonly used but can sometimes be misunderstood. In this blog, I aim to shed light on the differences between pre-approval and pre-qualification, helping you navigate the path to securing your dream home. It’s important that you understand every step of the home buying process, so that you can not only be well informed but save money along the way.