Every question you have about mortgage, answered.

Anne Singer Anne Singer

My Favorite Pittsburgh Pick-Your-Own Apple Orchards 

As a mortgage expert with more than 30 years experience, I often emphasize the importance of your dream home- but it’s about more than just the brick and mortar. It’s about feeling connected to your community and creating unforgettable family experiences. This fall, take advantage of all that Pittsburgh has to offer and make some new memories in these apple orchards near Pittsburgh. Let’s get local!

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Anne Singer Anne Singer

Demystifying Mortgage Jargon: An Expert’s Guide to Navigating Loan Lingo

In my three decades of experience, I’ve seen how knowledge is power in the world of home loans. It’s common to feel lost trying to juggle all the jargon and mortgage rate terminology that comes along with the mortgage process. So, I’m here to clear up the confusion! Here are some common mortgage terms you’ll encounter and what they really mean. From the meaning of escrow to underwriting, I’ve got you covered.

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Anne Singer Anne Singer

Building Your Credit: Strategies For Success

As a mortgage loan expert with over 30 years in the industry, I know firsthand how important your credit score is to the mortgage process. Whether you’re aiming to buy your first house or looking to refinance, I’ll explain the key strategies for building credit that have helped my clients achieve their goals.

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Anne Singer Anne Singer

The Only Home Buying Checklist You'll Ever Need

Buying a home is a significant milestone, and having a clear, comprehensive checklist can streamline the process and help you avoid pitfalls. No need to search all corners of Reddit to find a homebuying guide- we’ve got everything you need here. As a mortgage loan expert with over 30 years of experience in the industry, I've seen firsthand how crucial it is to follow a well-structured plan. Over the years, I’ve helped hundreds of first time home buyers, veterans, and even unhoused individuals find a new home.

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Anne Singer Anne Singer

Why Homebuyers Are Falling in Love with Pittsburgh: A Mortgage Expert’s Perspective

In my 30+ years as a mortgage expert, I have seen just how joyful it is for homebuyers to find their perfect new home. During my career, I’ve observed a growing trend: more homebuyers are setting their sights on Pittsburgh. Pittsburgh is one of the best cities for first time home buyers and first home mortgages because of the affordable lifestyle the city offers. Pittsburgh’s real estate market outlook has been steady for years, and the city has much to offer newcomers. Let’s dive into why Pittsburgh could be the perfect place for you to call home.

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Anne Singer Anne Singer

Juneteenth and Racial Disparities in Homebuying: A Mortgage Wealth Advisor’s Perspective

As Juneteenth approaches, it serves as a powerful reminder of the ongoing struggle for equality faced by African Americans and other minority communities. As a mortgage wealth advisor who is part of the LGBTQ+ community, I understand the unique support that underserved communities need. Our work in Pittsburgh—a diverse and welcoming city—demands a renewed focus on addressing racial disparities in the housing market to ensure everyone has an equal opportunity to own a home.

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Anne Singer Anne Singer

LGBTQ+ Mortgage Facts: Know Your Rights

As a mortgage wealth advisor with over 30 years of experience, I've witnessed significant changes in the housing market, especially regarding the rights and experiences of LGBTQ+ homebuyers. While progress has been made, it's crucial to be aware of the unique challenges and protections in place for LGBTQ+ individuals. Let's explore some key facts and insights to help you navigate the homebuying process with confidence.

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Anne Singer Anne Singer

Everything you need to know about VA loans

There are millions of military veterans and active-duty service members in our country, but very few of them take advantage of Veterans Affairs (VA) benefits to buy or refinance their homes. In my experience, many veterans don’t know enough about the extensive benefits available to them, or think it’s a complex process.

However, working with a knowledgeable lender can simplify the process significantly. Here are five important things to know about VA loans…

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Anne Singer Anne Singer

Navigating the Home Buying Journey: The Difference Between Pre-Approval and Pre-Qualification

As a mortgage loan officer, I often find that potential homebuyers aren’t exactly eager to understand the nuances of the process, especially when it comes to pre-approval and pre-qualification. These terms are commonly used but can sometimes be misunderstood. In this blog, I aim to shed light on the differences between pre-approval and pre-qualification, helping you navigate the path to securing your dream home. It’s important that you understand every step of the home buying process, so that you can not only be well informed but save money along the way.

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Anne Singer Anne Singer

Why are some loans not serviced by my mortgage lender?

When it comes to home mortgages, many homeowners might be surprised to find that not all loans are serviced by their original mortgage lender. In this blog post, we'll delve into the reasons behind this phenomenon, shedding light on the intricacies of mortgage servicing.

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